Upcover Insurance

Discover Upcover—Australia’s digital-first business insurance platform delivering instant quotes, tailored SME coverage, and AI-powered underwriting with seamless API and embedded solutions.

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Upcover is Australia’s digital-first insurtech transforming how small businesses and startups secure insurance—through instant quotes, AI-enhanced underwriting, and seamless integration.

Coverage Options & Benefits
Upcover offers a comprehensive suite tailored for modern businesses: public and products liability, professional indemnity, D&O, cyber & privacy liability, and more—designed to fit industries like fitness, aged care, fintech, and solo practitioners. Their digital cyber insurance, underwritten by Swiss Re via ProRisk, offers up to $5M coverage with instant setup.

Pricing & Customer Experience
Upcover’s instant quote algorithm enables rapid, transparent pricing—offering tailored policies in seconds. Built for speed and simplicity, it delivers a frictionless digital buying experience, complete with embedded solutions via APIs and white-label options for partners.

Final Thoughts
Upcover stands out as a nimble, technology-driven insurtech—blending deep industry understanding with digital-first tools. With investor backing and a growing footprint among Australian SMEs, it delivers unmatched agility, accessibility, and peace of mind. Whether you’re a founder, freelancer, or platform needing embedded insurance capabilities, Upcover delivers coverage as dynamic as your business.

Features

  • Instant Quote Flow for Business Insurance
  • Wide Coverage Suite for SMBs
  • Sector-Specific Tailored Insurance
  • Fully Digital Cyber & Privacy Liability Coverage
  • White-Label & API-Embedded Insurance
  • AI-Enhanced Underwriting & Support
  • Strong Investor-Backed Growth & Scale

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